Wednesday, December 19, 2012



We got our home owners insurance to be paid yearly and not incorporate into our mortgage.

Woot Woot.

This was promised to me with my old LO and they didn't want to honor it.  I climbed the NVR ladder 3 levels and low and behold.........problem fixed! And the fee waived too.

I am a fighter, and if I know I am right, I will keep fighting....

So guys always fight for what you feel is right :)

And you can get your home owners paid outside of your mortgage if you have 20% down with good credit scores!



  1. I'm impressed. Everybody I got a loan quote from told asked us if we were going to escrow insurance and taxes and said it was more expensive if we didn't. I'm glad you got what you wanted

  2. Yay!! I'm glad everything worked out for you!

  3. Good for you DW!! I don't understand why it would matter how you pay? We always pay both our insurance and property taxes separate from our mortgage. First, if you save it in an interest bearing account, you can make a few bucks instead of it sitting in an escrow acct. Second, it shows a much lower mortgage payment on your credit report, keeping debt to income ratio lower (on paper anyway).
    I love that you stuck to what you know is right for you!